Health & SafetyAnswer Key

Hipaa Applies To Groups Of

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QUESTION 1

Instead of a policy, those covered by Group Insurance receive.

ANSWER

A certificate of insurance.

QUESTION 2

The grace period for a group health policy sold in Indiana?

ANSWER

31 days.

QUESTION 3

The maximum amount of time that preexisting conditions can be excluded in a normal Group Health Plan?

ANSWER

12 Months.

QUESTION 4

In group health, the employer can never be:

ANSWER

The beneficiary.

QUESTION 5

Premiums paid by an employer for group health would be tax ________.

ANSWER

Deductible.

QUESTION 6

COBRA applies to groups of ____ or more.

ANSWER

20

QUESTION 7

The length of time the covered employee could continue coverage under COBRA.

ANSWER

18 months.

QUESTION 8

HIPAA applies to groups of ___ or more.

ANSWER

2

QUESTION 9

HIPAA specifies that if an applicant has a certificate of ______ _______ ______ that proves coverage for at least 12 months, there will be no pre-existing conditions.

ANSWER

Prior Creditable Coverage.

QUESTION 10

Dependents could stay in a group health plan for up to ______ months.

ANSWER

36

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